When it comes to New Jersey Singles complaints for real daters, we know that money is often the root of all problems. It’s also the main cause for breakups and divorce. Today, our New Jersey matchmakers have put together some simple ways to save money as a couple without compromising your everyday life. Use these helpful tips from our Hackensack matchmaking team and you’ll see a difference in no time.
With the prices of everything going up, stagnant salaries, and the increase of living and all other financial things, it is impossible not to put yourself on a budget and save money. Middleclass couples across New Jersey are struggling to find a balance between living comfortable and having money left in their bank account, and we want to help you learn to budget without all the tension and stress in your relationship.
The Role Money Plays in Our Lives
Whether you’re single, in a relationship, or raising a family, there is no denying that money plays an important role in your life. It will either make or break the plans you have made for those you care for.
It’s known that young couples today find it very difficult to save money in comparison to those from previous generations. And this comes as no surprise since everything today is more expensive than it was years ago.
Helpful Ways to Start Saving Money
No one wants to miss out on important things like getting married, buying a house, and raising a family. Couples all over the world are coming up with unique ideas to start saving money without compromising their lifestyles so they can enjoy those wonderful life events. But even with two incomes it can be very difficult to have it all, and this is why our Hackensack matchmaking experts here at New Jersey Singles Dating Service have the answer to help you out.
1. Make the Gift
Why spend a lot of money on conventional gifts when you can make something on your own that comes from your heart? Sadly, we live in a world where every holiday is marketed to gift giving; from birthdays, Valentine’s, Christmas, and wedding anniversaries, every special occasion requires a gift.
When did ‘the bigger the gift’ become ‘more love’? Gifts that come from your heart, no matter who made them, are the ones that mean the most. So whether it’s by creating a collage, writing a poem, or making something by hand, you simply can’t go wrong.
2. Cook Frequently
Another clever way to save money as a couple is to prepare meals together. Even the less expensive restaurants are expensive and can add up quickly. Does it make sense to pay so much money for meals and drinks when you can make everything at home for a fraction of the cost?
Also, remember to stay away from fast food joints because as quick and cheap as they are, they can really add up fast. Plus, unhealthy food isn’t good for you. Our Hackensack matchmaking experts recommend you start cooking healthy meals together at home. If you are pressed for time, you can set a day aside where you prepare meals for the entire week. Bonus: This allows for quality time together in the kitchen.
3. Shop Generic
Another great way to save money as a couple is to shop generic. Most of the time, there isn’t really that much of a difference when it comes to quality anyway. This is especially true for non-perishables like paper towels, light bulbs, soaps, and kitchen cleaners. Nowadays, they make generic brands for just about everything. Save on your grocery bill by going generic instead.
4. Become Green
Literally, go green. Save money on decorative things like expensive candles, ornaments, and overpriced knickknacks. Instead, our Hackensack matchmaking experts recommend you buy plants. There are plenty of plants that make for beautiful decorative items around your house. Not to mention, they’ll really liven things up.
5. Have Parties at Home
Yes, you can still maintain your social life on a budget. Factor in gas, parking, dinner, and drinks and you’re going to spend a few hundred over the weekend just for a night out on the town. Save money by entertaining at home. Host a small get together where each couple brings a dish or a bottle of liquor. You can even make it fun by making it a theme night. Hey, the possibilities are endless with this one!
6. Keep Track of Your Money
The simplest way for a couple to save money is by keeping track of your every single expense, from groceries, nights out, gas, and everything in between, it must be written down. Have a compartment in your wallet or purse where you keep your weekly receipts and add them up at the end of the week. Write down how much you spend a week and on what, then figure out if you can make any cuts.
7. Figure out a Budget
Once you have determined how much money you spend on surviving every month, now figure out how much your budget will be. You will be surprised at how much will power you have once you figure out how much you are allowed to spend. This will help you cut back on unnecessary items like the third pair of loafers or your biweekly mani and pedi. Oh, and don’t’ forget those Starbucks trips in the morning.
8. Set Realistic Goals
Sit down with your partner and talk to them about creating a realistic saving goal. It’s known that if a couple wants to save, they should at least put 20% of their salary away. Believe us, this is something you should do too. No matter how tight your finances are, you should always have something saved for a rainy day.
Sometimes, it’s the little changes in your daily life that will make a difference in the long run. If you and your partner are having a difficult time holding onto money and are living paycheck to paycheck, try these brilliant moneysaving ideas our Hackensack matchmaking experts have just revealed with you. Trust us, in no time, you’ll start seeing a difference, a difference in your bank account and your relationship together, the place where it matters. You’ll also notice the stress and tension in your relationship is cut down as well since money is one of the main causes of relationship issues. Now, what are you waiting for? Start saving today!
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